Established in July 2020 and headquartered in Hong Kong, KPay Merchant Service Limited (“KPay”) is a financial technology (FinTech) company focusing on providing integrated business solutions through its one-stop business management platform to enhance the market competitiveness of micro, small and medium enterprises (MSMEs) in the Asia Pacific region. KPay solutions covers online and offline fintech services including electronic payment solutions, digital merchant solutions and financing solutions.